Discuss. I'll start.
The BIL is a CPA which is super nice - I just get a package with green tabs that indicate "Sign Here" and "Initial Here" which I do with reckless abandonment.
Having to pay is a strange duality - it shows good positive cashflow (obviously huge fiscal plus), but doesn't make writing that check any easier (especially when you reflect on the amount of stuff it could purchase).
Anyway, figure this would be a fun place for payers to hold hands and weep, or for the kids who are getting money back to rejoice, etc.