You guys are weird. :P
I have no problems lending games, consoles, and once I even lent out my 52'' TV to a friend. I'd trust my friends with my life, so I think I can trust them with my electronics.
And don't have a panic attack. You're lending a $50 game, not your priceless family heirlooms. If the worst case scenario happens? Meh. You buy a new copy on pay day, big whoop.